Planning is critical to secure your financial future.  Hopefully, these articles will assist you. Please feel free to contact us at:        810-230-8200 Office Phone        810-230-8203 Fax        tom@tmcpa.com email

Education Planning   Articles     Education planning basics       ABCs of financial aid       Can I afford to send my child to college?       Education tax credits       Finding money to pay college bills out of pocket       Going back to school as an adult       Health insurance for college students       Helping your child make the transition from high school to college       How student loans impact your credit       Research tips when choosing a college       Saving for retirement and a child's education at the same time       Sticker shock--creative ways to lower the cost of college       Student loan basics       The best ways to save for college       The college application process   Decision Tools     Tax issues       Comparison of education tax credits and deductions       Qualified education expenses defined       Summary of tax-advantaged college savings options   Estate Planning   Articles     Assets       Asset protection in estate planning       Estate planning and 529 plans       Transferring your family business   FAQs     Planning for incapacity       What is an advanced directive for health care, and will it help me avoid court involvement during incapacity?       What is the difference between a power of attorney and a durable power of attorney?   Protection Planning   Articles     Annuities       Annuities and retirement planning       Annuities: traps for the unwary       Annuity basics   FAQs     Long-term care insurance       Is there such a thing as nursing home insurance?       Should I buy long-term care insurance?       What is long-term care insurance?       What types of nursing care does long-term care insurance cover?   Special Situations   Articles     Terminal illness       Life insurance and terminal illness       Viatical settlements   Decision Tools     Caring for an aging parent       Housing options for aging parents       Tips for caregivers   FAQs     Loss of a spouse       How can I find out whether my deceased husband owned any life insurance?       My husband just died. Should I accept my daughter's offer to move in with her?       My spouse just died. Who do I need to notify?       My spouse passed away this year. When I file my taxes, what filing status should I claim?