Loans comprise the bulk of most financial institutions’ assets, and the quality of your organization’s portfolios, policies and procedures directly impacts the viability of your lending institution. A solid loan review program can help improve profitability by reducing losses attributed to bad loans.

Taylor & Morgan can help you understand how much risk and inherent loss exists in your loan portfolio. We can help you improve decision making and loan portfolio quality.

Our Loan Review Objectives

• Assess the repayment risk of selected borrowers
• Assess the accuracy of loan officers’ assignment of risk grades
• Provide management with an understanding of the overall quality of the portfolio
• Make recommendations for improvement

• Complete outsourcing of loan review function
• Co-sourcing with your bank’s team
• Due diligence work on acquisitions
• Special projects on specific areas of portfolio